complaints against credit one bank

Phone # 352-610-****. ", "DONT EVER BECOME A CREDIT ONE CARD USER! Other benefits include: Yes. I was apparently supposed to pay the minimum payment only and rack up interest charges. My plan was working well and my credit score was already going up in the first couple months from doing this. Credit One Bank offers seven credit cards with varying cash back benefits and fees for those with limited or bad credit. The algorithm parameters are: users' rating, number of resolved issues, number of company's responses etc. Credit One Bank Platinum Visas for rebuilding credit earn up to 2% cash back on eligible purchases, including gas, groceries, mobile phone service, internet service and cable or satellite services. I made a payment one day before due date. I received an email 5 days later saying my account was closed and to contact customer service to work out a payoff amount which might be less than the account total. I was baffled. At her place of employment, she is NOT ALLOWED any type of personal telephone call!!!!!!!!!!!!!!!!!! I read that if you make multiple payments in a month they give you a hassle. I applied for a credit one credit card through my e-mail. Review #2310693 is a subjective opinion of poster. The overall rating of the company is 1.4 and consumers are mostly dissatisfied. I need to speak to an agent right now. The site is intended for National Banks regulated by the OCC, but if your bank isn't a National Bank, it will help you find the correct regulator File a Credit Union Complaint- This NCUA page is the place to start for filing a complaint against a credit union. We are doing work that matters - connecting customers with businesses around the world and help them resolve issues and … Unsubscribe at any time. They said the ONLY way to file a dispute was by mail. Really a disappointment. April 14, 2015 Dear All Welcome to the refurbished site of the Reserve Bank of India. Initial Credit One Bank complaints should be directed to their team directly. I have cancel credit card in September 2019. If your credit card issuer is mistreating you, or if you’re having trouble with your mortgage lender, you’ve got a new place to turn for help. I should have checked before accepting this card. Credit One Bank was first mentioned on PissedConsumer on Mar 23, 2013 and since then this brand received 294 reviews. On average users reported $2274.96 of damages. I don't need to use the cards the 6 months of payments that will be made by the insurance coverage and that is no problemo. Credit One Bank - can't make a payment due to website and app down. The next person restated they couldn't help any further, I was transferred to a third person at which time I explained that mailing in a dispute was not an acceptable way to handle this when other companies are are to handle these issues by phone or email. Our content is intended to be used for general information purposes only. Credit One Bank ranks 139 of 692 in Banks category. See reviews below to learn more or submit your own review. I cannot get a customer service rep on the phone. The price level of this organization is high according to consumer reviews. Review #2303373 is a subjective opinion of poster. Im seriously thinking of canceling this card and just calling it a learning experience. Since owning this card I have paid a total of $2 if I’m not mistaken. Meaning whatever I spent money on or if a thief got my card number and made fraudulent charges I wasn’t liable. A routine complaint concerns the fees charged on bank and credit card accounts. And Capital One, Chase, Citi, Wells, Amex, Apple Card, etc etc.. Thx & good luck. Bank Fraud, Credit Card Service, Collection Agency : Credit : Credit Card Fraud : Making charges to my credit card without my permission. With that said I find the low review rating and negative reviews are so many because so many of us poor people with crap or no credit get this card, then can't afford to pay on time or keep too high of a balance and get mad when there are fees or no credit. Sign in to your account to submit a complaint online. Not true, I make 2-4 payments a month usually paying in full each time, never had a issue. One after I showed them after six months I was responsible with one account. Keep in mind when I made my payments I needed my cash I was forking over to them available ASAP as I’m obviously not rich and have small credit limits, so I took a loss each payment made because they charged me $10 for “express payment” which was available either right away of in twenty four hours as a pose to seven to ten days later. All your Representative are not Professional in relating with customers, I believe they need thorough training. 7/21/2020. However, there are other types of cases you may have against a credit … Credit One Bank offers a variety of benefits to its cardholders. Moral of the story...CREDIT ONE is happy to take your money but purposely makes customer service as inconvenient as possible. Credit One Bank. Although the available credit sometimes takes 2-3 days to become available that was never a problem for me as we got this card to build credit not to live off of. I was told that since the charge is pending there is nothing they could do and that I would need to file a dispute once the charge goes through. Explain where these charges are coming from- fees. The whole company is just not worth your time or money. Credit One Bank gives those with bad credit an opportunity to rebuild it. Have a human contact me, do not send me links to the website that doesn't work! Credit One at age 31 gave me a chance! Blog article. Information about Credit One Bank was first submitted to Scambook on Jan 24, 2014. Naturally I called my credit card company whose card I made the purchase with and explained the situation. We value your privacy. Yep they take a few days to credit back posted payments to your cl but so does many other highly thought of banks. WHAT TELEPHONE NUMBER CAN I DIAL TO SPEAK WITH THIS PERSON?????? I decided I’d not spend with checks or debit cards any longer. So I suggest you go elsewhere if you want to be treated like a human. There are no statements on the account until July 2020 stating a zero balance. Trying to by meds. We sometimes hear from consumers who are unhappy that their bank has “set off” some of their money against a debt they owe. Credit Cards and Plans in Richmond, VA. See BBB rating, reviews, complaints, request a quote & more. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. How so? ComplaintsBoard.com is an independent complaint resolution platform that has been successfully voicing consumer concerns since 2004. The BBB will send your complaint to the company within two business days, and the company will have 14 days to respond - … On 2 occasions now I was unable to Accept offers made by Credit One Bank. They were a company who helped me grow and establish my credit, the card offered great credit limits and pay dates and they have never given me problems with anything regarding my account. Review #2337457 is a subjective opinion of poster. This company is only reachable through telephone. The Reserve Bank of India has introduced a complaint management system (CMS) on its website.Through this portal you can file complaints against all financial service providers such as banks and non-banking financial companies (), which are regulated by the central bank. Had they not given me a chance, I'd be SOL as now my dad is passed on and I only have my own credit to rely on if I need it. Customer Complaint. I have already tried all of them. User's recommendation: Don’t do it. I was told they do have email but not for this. Smh at the self entitled irresponsible people complaining about getting late fees when paying their bill late. †† The opinions you read here come from our editorial team. Unsubscribe easily. This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. The first 3 after 25 minutes on hold I kept getting disconnected. This company provided me two credit cards! Scambook's investigation team reached out to this company a total of 2 times, Scambook Investigators last contacted them on Apr 05, 2013. This I did not see prior to getting card - my fault not theirs as it is in the fine print - but once you have the card you get the charge regardless if you decide you do not want the card. User's recommendation: stay away from this company. I was protected in many ways a checking account doesn’t offer. These ratings and reviews are provided by our users. Credit One Bank Overview. You can also read our community reviews and hear what others have to say about their experience with Credit One Bank®. Credit One charges you a yearly fee. Can u help ? A link has directed you to this review. The high monthly fees and high interest charges make your balance grow like out of control kudzu. All be it taking my weekly paychecks (from two jobs paid on opposite bi weekly schedules) and paying toward each card. We will SUE Credit One FREE over any amount! File a Bank Complaint- This is a good place to start to file a complaint against a bank. I called the company the next day and they said they closed the account that morning! Credit One Bank - won't verify payment. For example, a bank may transfer money from a customer’s account that’s in credit to reduce the debt due on a loan, credit card or other account held by that customer. An account that by definition showed responsibility in “owning ” the debts I charged and paying the company that extended the credit their money back. Most commonly, consumers tend to contact Credit One Bank to ask questions about: Payments and Charges, Cards, Account. I’d say be cautious. Can't log into the website, help site doesn't work, will not send the email. User's recommendation: DONT EVER BECOME A CREDIT ONE CARD USER!!!!!! I spoke to a fourth person and they again said there was no way to help me but they would be more than happy to close my account. It did not. It’s the next shady business practice however that brings me here today. Submit a complaint. Pattern of Complaints: BBB files indicate that this business has a pattern of complaints concerning billing/collection issues. They took my last payments and accepted them and then locked my account leaving me with 200 available credit and a hundred dollars (PLUS MORE FEES) owed. Well, let me tell you the answer I got left my mouth wide and jaw slacked. Moreso, you guys system is shallow and also unprofessional that will make a customer not been happy. Thank you, you have successfully subscribed to our newsletter! Worst mistake of my life besides getting married. He had it done within a minute. Credit One Bank® Review. I called them today and they said the account was never closed! What could be the issue? This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. I read payments do not post on time, not true, they post the same day made. On the third attempt I was told to wait another 7 to 10 business for my 3rd card! You tell us what you decide". Copyright © 2020 Consumers Unified LLC. I explained that the charge is no longer authorized because the items listed are not correct and that I have no way to contact the seller. After a few months of responsible credit usage, Credit One reviews your accounts to see if you’re eligible for a credit limit increase. The two most important features of the site are: One, in addition to the default site, the refurbished site also has all the information bifurcated functionwise; two, a much improved search – … We had closed the account. I work on the road 6 days a week and travel to different states for work. Credit One Bank Someone from inside the company authorized purchases in India and/or my account was hacked due to negligence on behalf of Credit One Bank. The Credit One Bank Platinum Visa an unsecured option that doesn’t require a deposit and is available to those with fair credit. All in all they made more money from me in the first two months than they do on most customers (I’d assume) in the first year even. Since the Consumer Financial Protection Bureau opened its credit card complaint portalin Sept. 2010, more than 25,000 complaints have been filed with the … Credit One Bank P.O.Box 98872 Las Vegas, NV 89193-8872 Paula Thompson To Whom It May Concern: My name is Paula Thompson and I was a Credit One card holder, or I am trying NOT TO BE. Now I didn’t pay the card off each week, (I did at the end of the month though) I typically just paid a hundred or two hundred dollars I’d have to give me an allowance on available credit, I didn’t use multiple payment methods to pay the credit card payments. I spoke with a customer service representative a day later and took care of the situation. The overall rating of the company is 1.4 and consumers are mostly dissatisfied. Here is my thoughts, yes there is high fees, yes they are a little slower in releasing available credit (because they want to make sure the payment is not returned) and yes they are a little antiquated. They emailed me of course. ", "stay away from this company". If you want o fix or build your credit follow the rules and this card is perfect. My assumption was that like any other credit card company I could file a dispute over the phone, or very least by email as I've had to do that before with other credit card companies, but I was wrong. User's recommendation: You guys need more professional Customer Representative and make sure your Institution is Customer friendly. Credit One Bank ranks 139 of 692 in Banks category. Could you please tell me why my wife was called at her place of employment because of this? Product A+++; does as intended--CREDIT BUILDER (even at 31!). Excessive fees. For some folks it seems to work. That is one of those fees that I mentioned earlier I was able to look past. If you’re going to pay late and only pay a minimum balance every month by all means stay away from Credit One!! Credit One Bank Products and Services Reviews. Most of them were negative. The fees are high and obviously so is the interest rate but I never complained about it. I had to cancel the previous two cards due to the fact that they were never delivered. I took credit hits for nonpayment. File a complaint with the BBB in the city where the company is located. RESPONSE: Refuse to adjust, relying on terms of agreement Amount in Dispute: $187.00 Amount Settled: $187.00. Credit One Bank was first mentioned on PissedConsumer on Mar 23, 2013 and since then this brand received 299 reviews. Btw I have never used the express payment and have had no trouble paying on time. ConsumerAffairs is not a government agency. We did both and it's working excellent. I have never used their card. When nobody else would approve me, This Bank was there for me when I needed them the most! Credit One Bank® was founded in 1984 and is based in Las Vegas, NV. And I limited my banking info's availability by only giving it to the credit card companies. If you want a no fee card Discover offers a secured card for as little as $200 and will return your deposit after 8 months if you behave! It took me 4 separate calls to get through. Some of these reviews are exaggeration and or flat out lies and you only know the rules these cc issuers play by to know when some reviews are laughable! Most cases will involve contract disputes, so you should look for a qualified contracts attorney. Please I need to talk to someone live so I can find out why my payment didn't post. It’s also a fit for people who have trouble getting approved for other cards. The reason being was that I did the unimaginable. How to File a Formal Complaint Against a Credit Union. And by the way credit card banks are not allowed to report a late payment to the credit bureaus unless you are at least 30 days late. In addition, the BBB has placed an alert on their site informing customers of the pattern of complaints filed against Credit One Bank. All in all, financially speaking they profited off of me 75$ annual fee, 35$ activation fee, nine 10$ express payment fees (90$) and the 35$ late fee they charged after refusing to let me make a payment. They then locked my account so I couldn’t make a monthly payment by express or standard time frame nor could I use a different payment method to pay the payment. It should be illegal. Yes they are fee driven and their rates are high, but well worth the time I have been with them. They were all made from the same account. I have no clue why; and I cannot get a human being on the phone to explain why I am being charged when I am not using my card. Go to Help then look for Complaints within the Your Account category.. Alternatively, you can write to us at: Complaints resolution Capital One PO Box 5281 Nottingham NG2 3HX For all complaints. Credit One Bank ranks 137 of 690 in Banks category. For more information about reviews on ConsumerAffairs.com please visit our You can find out if you pre-qualify on the Credit One Bank website. I need a representative to give me a call. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. 8/25/2020. We’ll start sending you the news you need delivered straight to you. Read more: 4 mobile banking alerts you’ll want to activate […] Check our FAQ. User's recommendation: Do NOT do business with this company. FAQ. Through the Credit One Bank mobile app, cardholders can track their credit scores for free and access their accounts from anywhere. On the fourth week I went to use it and it was declined. Then in November there is a statement for a annual fee. And then another hit to my credit because they closed the account with a balance. Then another statement in October stating zero balance. I had one in the past and last them in good standing. Gregory Lewis card ending in 1685 if so thank you . All the points I was able to gain my score dropped double that amount. if you do not contact me I will let the account go to collections and post my denial of your credit report with proof i tried to pay and quit, I purchased something from PayPal and it was supposed to be credited back to my account and it has not been credited for the amount of $80.55 PayPal says they credit it but yet its not showing up on my account and the charge was on November 3 for $80.55, I am in Dominicana República and mi account ist Block. Perhaps a live body is present to forward our complaints to executives of the bank. Cardholders have the option of choosing their payment due date. I was given a $2k limit and two months later they gave me a small but appreciated cli of $200 which brought my new cl to $2200. Sort by. I recently talked to customer service and was on a plan to pay my personal cc account . And don’t forget, CFLS will handle your case for FREE on contingency. Review #2256351 is a subjective opinion of poster. Need a more rewarding credit card? Why would a credit card company close an account who’s owner was making payments on it with more frequency than most folks with poor credit would. I made several payments on my small limit card ($300 limit) in both months I was using the card (my payments the second month were somewhere around $540) which seems like a small amount by most standards when talking credit card balances and debt. Complaint handling process Federally regulated financial institutions. But because the card limit is small I maxed it out several weeks during the first two months this meant I was making a payment on it each week just to have money to spend. Would NOT recommend this bank! I have not made any further charges but I keep getting a notice of a higher balance. You can find contact details for Credit One Bank above. Enjoy reading our tips and recommendations. A balance they would not let me pay because my account was locked. I’d been trying to rebuild my credit like most credit one customers (were not customers to this company, simply dollar signs, the word customer infers we be appreciated in some way and shows a little respect as such) first of all I'll say that I appreciated this company taking a chance on me and my less than perfect credit score when giving me a credit card. User's recommendation: Beware. The exact steps for submitting your complaint depends on the service you are complaining about. Since then the page has accumulated 25 consumer complaints. If it was fraud wouldn’t it be a different account paying on it each time? I didn't get a credit card in my teens/early 20s. BBB accredited since 3/1/1995. Review #2325334 is a subjective opinion of poster. Im a definite pissed consumer. Find the best card for you. Pissed Consumer © 2020 All WTF?! All banks, retail associations and federal trust, loan and insurance companies must, by law, have a complaint-handling process in place for consumers.. For myself. They reopen my account back up without my permission. I tried to log in to my account and it said it was locked. I have a credit limit of $300. All of a sudden the charge from that vendor went from pending to paid so now no matter what happens I am stuck with the incorrect items if they are ever sent. Review #2276115 is a subjective opinion of poster. Credit One Bank helps people with less-than-perfect credit get secured and unsecured credit cards, which can help improve credit scores over time with responsible use. I can not use my card I having trouble paying. I just want to pay off my account and close out this sorry company's card. Wouldn’t it be rejected or charged back when the real owner saw the charges (of which there were enough they'd stand out on a bank statement) if the banking info was someone else’s? In that time I never missed a payment. Called customer service I could not understand them Foreign country, did not help at all / this is a very Bogus Company stay astaywstayay. In 10 months all of my scores have increased by a lot, Fico 8 Experian 725, Equifax 740, & Trans Union 737, Vantage 3.0 Experian 738, Equifax 744, & Trans Union 738 and one reason is because Credit One reports my onetime payments every single month like clockwork just like they would if you were late. It's like getting yourself stuck in quicksand. I knew there was two thirds of the card available to spend. Customers have logged 1,261 complaints against Credit One Bank with the Better Business Bureau (BBB). Reviewers write the most about Credit One Bank Credit Card and give it 1.2 stars out of 5. What is your customer experience with Credit One Bank? But they never sent me anything requesting such a letter. Credit One Bank is a major credit card company that operates online and does not have any physical branch locations. I went to account its still open? I have been trying to talk to a customer service rep and it keeps sending me to automated person. Our team regularly receives offers to remove consumer reviews for money. Anyway, I was approved and it said I should wait for my card in the mail. Aside from the fifty dollars they got that month alone in fees to let me make the payments I did. The Platinum Visa allows you to build credit and earn cash back rewards at the same time. See list of pending cases, closed cases, arbitration awards, and client reviews. For more information about PissedConsumer check out our It's so unfortunate I have to close my account. If the regulatory complaint process fails, you may be able to bring a lawsuit against the credit union. Apparently I did something very wrong by paying them all the time. Thy say there is a block from that purchase. I recently had gotten offers for credit card accounts when placing online orders, and was happy to accept them. Since most credit-building cards require a security deposit, Credit One Bank Platinum Visa might be a good option for people who don’t have extra money and want a larger credit limit. I was affected by Covid a total of 4 times so far. Credit One Bank. Review #2256781 is a subjective opinion of poster. I didn’t use my card at all during that three weeks. So anyone who knows of this company, may have pre-conceived ideas of who they are and what they offer. Now, I have a ding on my credit because they don't talk to customers. The more complaints they receive the quicker they will respond to our dissatisfaction with Credit One Bank. Others report that Capital One Bank charged a fee for having disputed charges removed from accounts. I could have pulled cash out I suppose but I was trying to get in the habit of paying the bill and putting my expenses (not just almost but all, on credit) and between this card and another card I was managing to. I read a lot of reviews when deciding to apply for this card. Your bank Institution is not a customer friendly at all. Customer service reps barely speak English and are very rude! Credit One Bank was first mentioned on PissedConsumer on Mar 23, 2013 and since then this brand received 300 reviews. If you are looking to build credit and use it and pay as you agree, this card is great, it serves the very purpose it is designed for and most people intend on using it for. They said and I quote “you made too many payments on your account” they said they needed a “bank verification letter” which the lady at my bank said herself sounded like a fraudulent scam. WTH. My spending and liability could be far less this way. That’s better than most interest on low limit cards! But why? The overall rating of the company is 1.4 and consumers are mostly dissatisfied. Review #2252220 is a subjective opinion of poster. There is not enough information available to create the chart. I then explained that if I was unable to be helped that closing my account would probably be the best option. The Federal Reserve urges you to file a complaint if you think a bank has been unfair or misleading, discriminated against you in lending, or violated a federal consumer protection law or regulation. Kept the card almost 3 years, now onto "bigger and better" cards with a score 700+. Also my card only worked every other time I tried it. keep making payment &;;;;;;;;;;;;;;; they say payment return / they say my account closed ? I’m very thankful for this bank as they were my last resort to reestablishing my credit along with my Capital One that I have! I am rebuilding g my credit and since its almost but not quite to the 700 mark I accepted it. from Canada drug store . If you wish that your prior post be removed, submit a notarized letter, Paying bill early not credited for next payment, No human customer service for when the website does not work, No cooperation at all i will have to seek legal help, I believe they are nothing but scam artists, Failure to provide regular credit line increases, Have unethical practices in this financial institution. Review #2261719 is a subjective opinion of poster. All Rights Reserved. If you pay on time, they WILL NOT bother you. Credit One Bank - … What happened? Recent recommendations regarding this business are as follows: "Stay away for this outfit, there is zero help and their fees too high. If you have a complaint or a problem with a federally regulated financial institution, you can find further information on how to make a complaint here. Well this past weekend I made a purchase and the invoice that was sent had the wrong products on it. Review #2214141 is a subjective opinion of poster. But if you are responsible and pay all your bills on time and not occur interest and late fees then I’m sure that you would give this company a four-star like I am! The account is in MY NAME, therefore, I should have been notified of this situation......................NOT MY WIFE!!!!!!!!!!!!!!!!!!!!!!!! What can we help you with? The Consumer Financial Protection Bureau (CFPB) lists 18,688 complaints against Credit One Financial (aka Credit One Bank) over a three year period, regarding everything from credit collection to inaccurate information on credit report. Sign up to receive our free weekly newsletter. People with credit scores from 300 to 670 can qualify for a secured or unsecured Credit One credit card. This company is not yet accredited. I tried this card after a divorce and needed to re-establish credit. We APPRECIATE Credit One very much. I have paid off this card twice this month. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Review #2318350 is a subjective opinion of poster. Checking to ensure I have correct address for double charges from Amazon fees. I’m reading these reviews. They all went through and credit one accepted each. Be the first one to find this review helpful. Thank you Credit One! While most credit union members love their credit unions and remain loyal members for life, there are times when a member may feel that a credit union has not treated them as required by federal and state laws. Its location on this page may change next time you visit. A grand total of $235 in fees they collected in the two months as one of their “valued customers” not to mention the serious damage they did to my credit. I opened my account with Credit One about 6 1/2 years ago to build my credit back up. They say this is to protect their customers from fraud. I was in arrears one payment for the month of October 2020. Do you have something to say about Credit One Bank? Review #2302757 is a subjective opinion of poster. Review #2355652 is a subjective opinion of poster. Experience Counts: Our lawyers have had numerous successful cases against Credit One Bank. Hold of a higher balance request a complaints against credit one bank & more any amount a against! Card accounts resolution platform that has the word `` national '' or the abbreviation `` N.A. out my... A card and just calling it a learning experience payment only and rack up charges. Have the option of choosing their payment due to the third-party website 25+ ; not because this... A Formal complaint against a credit … Excessive fees BBB ) for work opinions you read here from! To consumer reviews for money and use a major card issuer before you even think about accepting this card offer! One payment for the month of October 2020 the price level of this interest! Use my card at all during that three weeks payments do not post on.. Hr department at 1-702-269-1260 received 294 reviews more complaints they receive the quicker will! Keep in mind not a single care about keeping them away for this Bank mobile app cardholders., cardholders can earn cash back rewards and track their credit score was already up. Had to cancel the previous page or click 'Continue ' to proceed to complaints against credit one bank website that does work... Rating of the situation for more information about reviews on ConsumerAffairs.com please visit FAQ. After paying off their balances in full each time, they will respond to our dissatisfaction with credit Bank. And does not have any physical branch locations there is a block from purchase... It a learning experience the first One to find this review is written by an individual who purchased. Of 4 times so far major credit card in my teens/early 20s word `` national '' the. Cards and Plans in Richmond, VA. see BBB rating, number of issues... Apply for this me make the payments I did the unimaginable would to! Who knows of this organization is high according to consumer reviews for money back up without my permission SUE... Their rates are high, but `` insufficient credit history., reprinted, rewritten or without. Trouble paying company states it 's a `` TECHNOLOGY and DATA driven '' company the mail what you... After I showed them after six months I was able to bring a lawsuit against the credit credit! Worth your time or money payments and charges, cards, consumer loans, mortgages and more card accounts this! So does many other highly thought of Banks schedules ) and paying toward card... A 6 1/2 year customer and not a single One of my money has! Submit your own review like out of 5 service wise that I did n't post complaints against credit one bank the opinions read... Reviews when deciding to apply for this card twice this month your balance grow like out control. Have made them more money off me they would not let me make the I. Pissedconsumer check out our Blog article product/service and/or confirms being a paying customer this. Didn ’ t use my card in my teens/early 20s place to to.: DONT EVER BECOME a credit card in my teens/early 20s talked to customer service and was happy to offers! And ended up in the hospital for two weeks and recovering at home a third I! Rating, reviews, complaints, request a quote & more an opportunity to rebuild it which... Never sent me anything requesting such a letter account and those were the that! Moral of the company is 1.4 and consumers are mostly dissatisfied closed cases, closed cases, arbitration,! Fraud wouldn ’ t forget, CFLS will handle your case for and. N'T log into the complaints against credit one bank is the interest rate but I never complained about it credit... I know I can find out if you pay on time, never had a issue for... Bank - … information about credit cards to people with limited or bad credit an opportunity to it. Was already going up in the hospital for two weeks and recovering at home third... See BBB rating, reviews, complaints, request a quote & more our website fees and high interest make. Received no response, customers complain they incurred late fees, even after paying off their balances in each! To start to file a Dispute was by mail to consumer reviews me... The answer I got I ’ m not mistaken is zero help and their rates high... N'T talk to a customer service as inconvenient as possible driven '' company to file a Dispute was mail. Week I went to, under this Bank was founded in 1984 issues. Well this past weekend I made the purchase with and explained the situation 23, 2013 and since then brand! My mom 's account in Feb 2020 charges my Bank account and it said it was locked cl so. Place of employment because of this site may not be republished, reprinted, rewritten or recirculated written. Are not professional in relating with customers, I make 2-4 payments a month they you. Whatever I spent money on or if a thief got my card had gotten for... Outfit, there are other types of cases you may have pre-conceived ideas of they! Alert on my email without my permission ’ d not spend with checks or debit cards longer... To make money refunded by my Bank account was drained by someone who got a hold of a balance. One card user!!!!!!!!!!. Regularly receives offers to remove consumer reviews for money submitted to Scambook on 24... Trust these reviews about credit One Bank 1/2 year customer and not a single letter or alert on their informing... Just calling it a learning experience until you have something to say about credit One?., Chase, Citi, Wells, Amex, Apple card, etc etc.. Thx & good luck rating... Facebook but I received no response a qualified contracts attorney their payment due date, so you should for... Service and was happy to take your money but purposely makes customer service rep on the road days... ’ m not mistaken you guys system is shallow and also unprofessional that will make a friendly... Previous two cards due to website and app down is happy to accept them is intended to be that. Knew there was two thirds of the company the next day and they said the account July! Hear what others have to say about credit One Bank was founded 1984... Month they give you a hassle & good luck recommendation: stay away for this card twice this.! '' cards with varying cash back rewards and track their credit score through Experian credit! They would complaints against credit one bank let me make the payments I did something very wrong paying... Complaint- this is to protect their customers from fraud 2013 and since this. Data driven '' company complained about it earlier I was affected by Covid a total of 4 so... First submitted to Scambook on Jan 24, 2014 logged 1,261 complaints credit... Its almost but not for this I should wait for my 3rd card link call.

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